Apps like Rocket Money, Truebill, or Bobby manage your subscriptions by connecting to your bank and reading every transaction. That works — but it means handing a third-party app the keys to your entire financial life through a data aggregator, and trusting that nothing ever leaks. For a lot of people that's a hard no — and honestly, it should be.
The result: no bank credentials, no aggregator, no financial data ever leaving your control. Everyone has email — that's all Otto needs.
A world where getting your recurring spending under control is as private and low-risk as reading your email — where “connect your bank account” is no longer the price of financial clarity.
A small team. No decisions about your inbox go through a committee.
Founder · Otto
I worked in marketing for subscription-based businesses and as CMO at a B2C SaaS — the side of the business where you design, every day, how to hook people into a subscription and how to keep them. Seeing that logic from the inside is what led me to build Otto.
Connect on LinkedInOtto only accesses transactional emails — receipts, renewals, price alerts. Never your personal or work mail. Your data stays in your account; we don't sell it, we don't share it.
Otto shows you a preview of every cancellation, negotiation, or refund email before sending. Zero automated actions without your explicit go-ahead.
We never ask for your bank password, card, or account access — the full security stack is below. If a "subscription manager" app asks for your bank login, walk away.
Otto connects through Google's official OAuth — never your bank — on certified, encrypted infrastructure. It can cancel, negotiate, and claim refunds for you, but every email is previewed and sent only with your explicit approval.
SOC 2 Type II and ISO 27001 are held by Composio, Otto's integration and data-processing partner. Otto adds Google's official OAuth and Google's app-security review.
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