The US has a mature open-banking ecosystem — apps like Rocket Money, Truebill, or Bobby read your bank transactions to manage subscriptions for you. That infrastructure doesn't exist in LATAM. Local banks don't expose standardised APIs, regulation varies country by country, and honestly most users don't want to give an app their online-banking credentials — the risk and friction it adds are enormous.
Otto goes another way. Instead of reading your bank account, it reads the billing emails you already receive — Netflix, Spotify, ChatGPT, your telecom carrier, everyone sends receipts to your inbox. We connect via Google's official OAuth (scoped read, you revoke anytime), and the AI model detects every recurring charge. Simpler, safer, and works the same in any country without depending on local bank infrastructure. Everyone has email.
A small team. No decisions about your inbox go through a committee.
Founder · Otto
I worked in marketing for subscription-based businesses and as CMO at a B2C SaaS — the side of the business where you design, every day, how to hook people into a subscription and how to keep them. Seeing that logic from the inside is what led me to build Otto.
Connect on LinkedInOtto only accesses transactional emails — receipts, renewals, price alerts. Never your personal or work mail. Your data stays in your account; we don't sell it, we don't share it.
Otto shows you a preview of every cancellation, negotiation, or refund email before sending. Zero automated actions without your explicit go-ahead.
We never ask for your bank password, your card, or access to your financial accounts. If a "subscription manager" app asks for any of that — walk away.
Otto is operated by Insyder LLC, registered in Wyoming, USA. Primary market: Argentina, with strong LATAM focus (Mexico, Colombia, Chile, Peru, Uruguay, Brazil). The app also serves English and Brazilian Portuguese users. Bootstrapped — no VC investors, no pressure to grow at any cost.
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